American Health Options

The Perfect Health Insurance Awaits You

We are your trusted guide to getting you the right coverage at a rate you can afford.

Find The Right Coverage

We’re medical match-makers, not salesmen.

American Health Options is dedicated to finding you an affordable health insurance policy that fits your needs. We are contracted with most major companies in Florida, so we won’t push you towards a particular carrier for the sake of a commission.

Pre-Existing Condition? Low Income?

Allow us to help you through the ACA/Marketplace options.

Small Business Owner?

Self-employed individuals can find health insurance that keeps them going.

Need Medicare?

If you’re over 65 or have certain other qualifications, we’ll get you signed up.

Looking for More Coverage?

Cover all your bases with dental, vision, or supplemental health insurance.

Meet the Power Couple

Your Partners in Health

We’re here to help you protect what’s important. Ashley and Bill Ricca are here to match you and your family with a health insurance plan that addresses everything you need. Learn more about The Riccas and their dedication to excellence in healthcare coverage.

How We Differ

Why Choose Us?

American Health Options is dedicated to finding you an affordable health insurance policy that fits your needs. We are contracted with most major companies in Florida, so we won’t push you towards a particular carrier for the sake of a commission.

Access information from all carriers

Get education and tips from a qualified insurance expert

Compare policies and learn how they differ

Shop every option without telemarketers

Secure Your Health

Get in touch with us to talk about taking control of your health plan. We serve all individuals, families, and small businesses.

Testimonials

What Our Clients are Saying

Bill takes the time to explain in details especially with my situation where I have a pre-existing condition. Most insurance folks tell me what I want to hear, but not what I need to hear. Bill is very forthright determining if staying with a Cobra plan is better than selling me a plan his business provides. I appreciate his honest & straight forward approach - even if it's not what I want to hear. Nowadays that is so refreshing. Absolutely love Bill!!!

Lee V

Bill and Ashley are amazing! I can’t stand dealing with insurance stuff but they made it as pleasant as possible. Bill was extremely informative, helped educate me, and truly provided us options that made sense for me and my family. I wouldn’t go anywhere else for insurance and highly recommend!

Matt S

First time buying coverage for myself and spouse in 20 years. Bill is VERY knowledgeable and has a structured process to help you sift through the 100's of available insurance products to determine the best one for you. Highly recommended.

Ed T

Ashley and Bill were incredible to work with. They are kind, knowledgeable and detail oriented. They took a lot of time going over what the best plan for us was. I didn’t feel rushed or pressured to make a decision. Even after our plan was in place they were still available for questions. I highly recommend their services

Rochelle G

Bill and Ashley are amazing! I can’t stand dealing with insurance stuff but they made it as pleasant as possible. Bill was extremely informative, helped educate me, and truly provided us options that made sense for me and my family. I wouldn’t go anywhere else for insurance and highly recommend!

Matt S

Bill is a total blessing! He makes the whole confusing, scary, headache of insurance actually make sense and ours your mind at ease! If I could give 1,000,000 gold stars, I would!

Kayla N

FAQ's

Frequently Asked Questions

There’s no shame in asking questions. In fact, we encourage them. Here are some of the most frequent things we’re asked as well as some common misconceptions we clear up.